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Friendly, experienced financial planning.
We use decades of experience to build robust, personal financial plans that are fit for the future.
Personal, bespoke planning for every client.
Everything we do starts with your dreams & desires.
We believe that it is impossible to give high-quality financial advice without understanding you and your family first. Once we know where you want to get to, we build a plan to help you get there.
Our process.

Choosing a professional service over DIY.
Although personal finance should always be focussed to your individual needs, we believe professional help adds tangible value over DIY. The table below illustrates why we think this:
Doing it yourself
Access to hundreds of thousands of hours experience
Knowledge and experience of investment solutions
Access to a professional opinion when you have a difficult issue to solve
A personalised, bespoke financial plan that is focused towards your future goals
Access to the whole of market of investments and insurance products
A voice of accountability, making sure you're doing what you set out to do
A friendly team to support you, rather than spending hours doing admin
Cummins Financial Advisers
The value of investments can go down as well as up and you may get back less than the amount invested. The Financial Conduct Authority does not regulate taxation advice.
We will always:

Simplify a confusing world of choice.

Build trusted relationships based on genuine respect for your needs.

Be transparent in all our communication & processes.
We will never:

Impose unexpected fees or charges.

Offer advice that is biased towards needs that aren't your own.

Recommend anything we wouldn't to ourselves.
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